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Products & Services

Complete banking solutions β€” from everyday accounts to long-term investments.

Personal Banking

Accounts for every stage of life

Whether you're saving for tomorrow or spending today β€” we have an account that fits.

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Savings Account

Earn 4.5% per annum with no monthly fees and instant access whenever you need it.

βœ“4.5% APY interest
βœ“No monthly fees
βœ“Mobile & online access
βœ“Free debit card
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Current Account

Unlimited daily transactions with cheque book, overdraft facility, and a dedicated manager.

βœ“No minimum balance
βœ“Unlimited transactions
βœ“Cheque book available
βœ“Overdraft facility
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Fixed Deposit

Lock in rates up to 7.5% for 30 days to 2 years. Best for surplus funds you do not need immediately.

βœ“Up to 7.5% per annum
βœ“30-day to 2-year terms
βœ“Guaranteed returns
βœ“Auto-renewal option
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Student Account

Built for students β€” zero opening fees, low minimum balance, ATM card, and no monthly charges.

βœ“Zero opening fees
βœ“Free ATM card
βœ“No monthly charges
βœ“Digital-first access
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Joint Account

Manage money together. Flexible mandate options for couples, families, or business partners.

βœ“Shared access controls
βœ“Flexible mandates
βœ“Both parties protected
βœ“Online management
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Diaspora Account

Live abroad, invest at home. Multi-currency support and competitive rates for Ghanaians overseas.

βœ“Multi-currency
βœ“Global access
βœ“Competitive rates
βœ“Dedicated support
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Business Banking

Power your business forward

From sole traders to growing enterprises β€” financial tools that scale with you.

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Business Current Account

Payroll processing, multiple signatories, dedicated relationship manager, and unlimited transactions. Built for businesses that move fast.

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SME Business Loan

Flexible financing from β‚΅5,000 to β‚΅2 million. Quick approval, competitive rates, and repayment terms up to 5 years for registered businesses.

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Trade Finance

Letters of credit, performance bonds, import/export financing, and guarantees β€” everything you need to trade confidently across borders.

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Business Cards

Multi-user corporate cards with individual spend limits, real-time transaction feeds, and detailed monthly reporting.

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Financing

Loans built around your life

Fast approvals, fair rates, and flexible repayment β€” whether you need emergency cash or long-term capital.

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Personal Loan

Up to 5Γ— your salary, repayable over 36 months.

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Business Loan

β‚΅5,000 – β‚΅2M for registered businesses.

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Salary Advance

Access up to 50% of your next salary early.

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Home Loan

Long-term mortgage financing at competitive rates.

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Loan Calculator

Get an indicative monthly repayment estimate.

Payments & Transfers

Move money without friction

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Local Transfers

Instant settlement to any bank account in the country. No hidden fees, no waiting.

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International Wires

SWIFT-enabled global transfers with real-time tracking and competitive exchange rates.

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Mobile Money

Link your mobile wallet for instant top-ups, withdrawals, and P2P payments.

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